Start Late, Finish Rich
Filed under: Books, Education, Finance, Money, Saving, Spending
Tis the season for resolutions.
A lot of people will make the resolution to read more and learn to take control of their finances.
Here is a good book that I recently finished and it fits 2 of my requirements for a good book. It was easy to read and contained some really good information.
$100 Cash Bonus From Chase or Wamu
Pretty simple offer.
The Chase bonus ends 6/23/09
The Wamu offer ends 6/16/09
To qualify for the reward, you must open a new checking account with a $100 minimum opening deposit of new money (money not currently held by this bank). Also, within 60 calendar days of account opening, you must initiate a monthly direct deposit such as payroll, pension or Social Security, or have at least five debit card purchases (using your PIN or signature) posted to your account. The reward will be deposited into your new account within 2 weeks after the initial direct deposit or the five debit card purchases have posted to your account.
Discount Magazines at Amazon
During the month of March you can get a 2 year subscription to some great magazines and receive a $5 or $10 gift card for a future purchase at Amazon.
There’s 56 magazines that have a $10 bonus and 105 magazines with a $5 bonus.
Magazines with $10 Gift Cards
Some of the listed include
- GQ
- Smart Money
- Maximum PC
- Self
- Forbes
- Golf
- Sports Illustrated
- And a lot more.
Free money
Filed under: Banks, Bonus Money, Credit, Finance, Free Money, Investing, Lending Club, Money
I’ve recently discovered that it’s possible to find free money on the web. Not only is it free money, but you can loan the money to others to get rid of credit cards and other high interest rates so it’s a good thing on multiple levels.
Lending Club brings together individual investors and well-qualified borrowers who want fair credit (for everything from paying off high-interest credit cards to growing a small business).
With Lending Club you can diversify across many borrowers with good to excellent credit ratings. Lending Club lenders have earned annual returns that average over 9% in the past 18 months. Borrowers with excellent credit have been able to borrow at rates as low as 7.88%.
In case you’re interested, Lending Club offers a $50 welcome bonus to new lenders just for getting started. In addition, each time someone you invite borrows through Lending Club, you earn an additional financial reward that you can choose to keep or donate to a non-profit organization.
Lending Club has been in the Wall Street Journal, CBS News, CNN, NPR and the New York Times.
Your Income Is Not Static
Filed under: Education, Finance, Getting Started, Money, Uncategorized, Work From Home
I watched Dr. Phil the other day, because I was channel surfing and I saw that he was talking about money and I have to admit that I like his style. The whole Get Real idea fits with how I think and is part of what this site is about.
He made a point that so many people think of their income as static when it really isn’t. We all have options to create more income. He pointed out that people can start a home based business and generate extra income. I don’t remember him mentioning it but I read somewhere that a lot of people would be saved by about 500 bucks a month. I don’t know how many of the current victims of the mortgage crisis would be saved by an extra 500 but I’d bet that a large percentage of them would. The thing about a home based business is that once you learn to make 500 a month, you can make a 1000 or more. But even more important than the money you can make working from home is the knowledge you gain. You can learn a lot about business from working an online business and that knowledge will carry over to the off line world if you so choose. I know a lot of people who take the knowledge and start an off line business for a variety of reasons including it was always their dream to own that type of business.
It is important to note that the link to a home based business above is the one I use and no particular company was mentioned by Dr Phil. I’m sure you knew that, but wanted to make sure I’m completely honest with everyone.
NAKED RETIREMENT
Naked Retirement strips down the old traditional models of retirement planning and replaces the it with a more creative and intuitive one that helps people take control of their retirement planning, saving, and investing.
The book details the evolution of retirement and uses it to help baby boomers and retirees understand why they are behind in saving and what they can do about it.
"Retirement planning can no longer be one-dimensional, focused exclusively on merely providing information such as how pensions or a 401(k)’s work. It needs to extend beyond financial planning to include aspects of health and social issues that will impact future retirees," according to author, Robert Laura.
Billed as the ultimate defense against the scary, anxious, and stressful feelings people get on their first day of retirement when they have only a financial plan full of numbers and charts to guide them, Laura simplifies the mental and emotional aspects of retirement planning with thought-provoking questions about your definition and approach to retirement as well as important retirement conversations that foster strong relationships in retirement.
The book culminates into a one-page Naked Retirement plan that will help people as well as planners successfully estimate retirement preparedness and future success.
Book is available at NakedRetirement.com and is emailed in pdf format directly to participants.